Pet Insurance Coverage For Preexisting Conditions

Many pet owners have difficulty obtaining pet insurance coverage due to health problems or accidents caused by their pets.

A preexisting condition is an illness or injury that has occurred at least six months prior to applying for pet insurance coverage.

For example, if you were applying for a dog insurance policy and you had a dog that developed hip dysplasia at age one, your health condition would be considered preexisting and would prevent you from obtaining pet insurance coverage.

However, there are some exceptions; some pet owners have been able to obtain pet insurance coverage for their animal with a preexisting condition.

Preexisting conditions are health conditions that have existed for at least six months prior to applying for pet insurance coverage.

Pet insurance policies provide financial assistance to pet owners with medical expenses arising from their pet's medical issues.

Preexisting conditions may make obtaining pet insurance coverage difficult, as insurers may not reimburse a pet owner for the cost of veterinary care related to a condition that existed prior to applying for pet insurance coverage.

On the other hand, there are some pet owners who have found that their insurer covers medical expenses incurred due to a condition they had prior to obtaining pet insurance coverage.

In addition, some pet insurance providers cover medical expenses related to orthopedic conditions in dogs and cats that arise from excessive wear and tear due to age or injury.

Preexisting conditions make it difficult for some pet owners to obtain financial assistance for their animal's medical needs.

However, there are some plans that cover preexisting conditions- as long as the condition has existed for at least six months prior to applying for coverage.

If you have difficulty obtaining animal insurance, check with your insurer to see if your pre-existing condition will affect your application.

PETS COVERED UNDER PET INSURANCE MAY HAVE VARIOUS MEDICAL NEEDS, SUCH AS ANNUAL VACCINATIONS, WELLNESS EXAMS, DE-SPAYED OR NEUTERED PROCEDURES AND TREATMENT OF FLEAS, TICKS AND MITES.

Most plans also include emergency medical care and hospitalization if an accident occurs at home or while being transported to the veterinarian's office.

There are also specific plans available for arthritic cats and dogs as well as senior pets.

Because there are so many benefits associated with pet insurance, it is essential that all pets have this coverage if their owner wants peace of mind when caring for their animal.